These are our Membership terms for Focus Finance e-magazine ("the e-magazine"). If, for any reason, you do not agree
with these terms and conditions, please do not to become a member to our title.
Please email our customer services department on firstname.lastname@example.org
Your membership is with Focus Finance published by DFS Publications
1. The prize draw (the "Prize Draw") is open to people aged 18 and over who a valid membership the focus finance e-magazine.
2. Employees or affiliates of Focus Finance or its group companies or their family members, or anyone else connected with the Prize Draw may not enter the Prize Draw.
3. Entrants into the Prize Draw shall be deemed to have accepted these Terms and Conditions.
4. By submitting your personal information you agree to receive emails from Focus Finance containing offers and developments that we think may interest you. You will be given the opportunity to unsubscribe on every email that we send.
5. To enter the Prize Draw you must complete the click and play section and submit your name and email address. Purchase of a Focus Finance e-magazine membership is necessary. If you have any questions about how to enter or in connection with the Prize Draw, please e-mail us at email@example.com with "click to win" in the subject line.
6. Only one entry per person using the same email used for your membership. Entries on behalf of another person will not be accepted and joint submissions are not allowed.
7. Focus Finance accepts no responsibility is taken for entries that are lost, delayed, misdirected or incomplete or cannot be delivered or entered for any technical or other reason. Proof of delivery of the entry is not proof of receipt by Focus Finance.
8. The closing date of the Prize Draws is 23:59 on last day of each month. Entries received outside this time period will not be considered.
9. One winner will be chosen from a random draw of entries received in accordance with these Terms and Conditions. The draw will be performed by a random computer process. The draw will take place on the 1st of each month.
10. The winner will receive the prize stated against each months prize draw stated on the focus finance website.
11. Focus Finance accepts no responsibility for any costs associated with the prize and not specifically included in the prize (including, without limitation, travel to and from the restaurant).
12. The winner will be notified by email on or before the 10th of the following month and must provide a postal address to claim their prize. If a winner does not respond to Focus Finance within 14 days of being notified by Focus Finance, then the winner's prize will be forfeited and Focus Finance shall be entitled to select another winner in accordance with the process described above (and that winner will have to respond to notification of their win within 14 days or else they will also forfeit their prize). If a winner rejects their prize or the entry is invalid or in breach of these Terms and Conditions, the winner's prize will be forfeited and Focus Finance shall be entitled to select another winner.
13. The prize will be sent to the winner by post by Focus Finance.
14. The name and country of the winner can be obtained after 18th of each month by contacting firstname.lastname@example.org click to win winners details in the subject line.
15. The prize is non-exchangeable, non-transferable, and is not redeemable for cash or other prizes
16. Focus Finance retains the right to substitute the prize with another prize of similar value in the event the original prize offered is not available.
17. The winner may be required to take part in promotional activity related to the Prize Draw and the winner shall participate in such activity on Focus Finance's reasonable request. The winner consents to the use by Focus Finance and its related companies, both before and after the closing date of the Prize Draw for an unlimited time, of the winner's voice, image, photograph and name for publicity purposes (in any medium, including still photographs and films, and on the internet, including any websites hosted by Focus Finance and its related companies) and in advertising, marketing or promotional material without additional compensation or prior notice and, in entering the Prize Draw, all entrants consent to the same.
19. Focus Finance reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, this Prize Draw with or without prior notice due to reasons outside its control (including, without limitation, in the case of anticipated, suspected or actual fraud). The decision of Focus Finance in all matters under its control is final and binding and no correspondence will be entered into.
20. Focus Finance shall not be liable for any failure to comply with its obligations where the failure is caused by something outside its reasonable control. Such circumstances shall include, but not be limited to, weather conditions, fire, flood, hurricane, strike, industrial dispute, war, hostilities, political unrest, riots, civil commotion, inevitable accidents, supervening legislation or any other circumstances amounting to force majeure.
21. The Prize Draw will be governed by English law and entrants to the Prize Draw submit to the exclusive jurisdiction of the English courts.